A Bank That Embraced Me Hard and Tight Not to Get Hurt- THE ICICI BANK

I have no affection or Love towards holding or earning Money which is not due to me being unearned through use of appropriate labor and yet it came to me at most ease until I got employed when I saw nothing but scarcity everywhere to manage our 2 times meal to live-on; nonetheless it is a very much uncommon and a reverse happening to mean that instead of earning something, out of my employment; it took away everything from me including that of my human identity in return to my huge contribution made to the Organization with total dedication to duty by performing all assigned works most faithfully.

My first attachment to Bank happened on insistence of my parents to allow or grant me a freedom to use it when I was a little as 9 years old to keep my scholarship fund with it to withdraw it in installments as and when situation demands. The name of the Bank was ‘Tripura Bank’ where my Grand Father used to keep the entire liquid Cash with it which were mostly collected as sale proceed from 3 big vendor Shops established within the area to sell items of demands but lost the entire amounts when the Bank gone Bankrupt. It happened much later when I was no longer a Customer of the Bank. During my College education it was ditto of the same of keeping the scholarship fund in the Bank instead of the Post Office to complete my entire education free from burdening my parents anyway whatsoever.

Accordingly at no point of time I ever availed or taken or demanded or used any Money from my parents during my entire Educational Career but yet took their entire pain onto me with feeling of much of enjoyments to solve all their problems through use of various means away from normal. Accordingly they loved me so much that in the Dining Table, my chair was always next to that my father where none ever venture to sit even if I was not in the home being not allowed to do so by any. Even my brothers when requiring taking of a permission to do something irregular; they always approached me first to take the permission from our parents on their behalf. So also my sleeping place next to my Most Beloved Mother was always remained vacant as and when I was unavailable at home which not even my sisters could occupy. That was my intensity of love towards my parents.

Following my employment after graduating in Mechanical Engineering; my most of love shifted towards my work to see nothing but delivering only output from works ignoring whether or not I was paid being more often than not I had passed over my salary to the needy others and hence nothing much was deposited in the Bank to live ourselves on all the time on scarcity but yet lived most happy deriving enjoyment and strength from what I was delivering to others. During the period I was so engrossed in assigned work that I had even ignored the well being of my children to such an extent that they were never allowed to play with their Classmates being considered coming from an untouchable family as appeared conclusive from their dresses they were wearing that time. This information was kept secret from me but within to themselves until last month, not to get me hurt but yet tear automatically came from both of eyes to see their love towards me. Accordingly we mostly managed ourselves from the additional standard facilities extended to the employees of the Company monthly as cash advance towards perks to buy our monthly requirements from Ration Stores incurring minimum of the minimum cost which was normally paid directly to employees concerned without routing through Banks that time [Nonetheless these funds were expected to be disbursed to respective earners but all preferred to ignore it noticing my financial condition much worse than them].Therefore, my investing of funds on any instruments for future use while facing difficulties was next to nil to leave me high and dry when I left the Company out of most forceful circumstances being considered retaining of one’s self respect is most valuable function or responsibility than amassing of any wealth on the part of one as one beholds from childhood.

Hence the decision of the Company to withhold my hard earned Salary reasonless and without information was inhuman and settlement of the same now is meaningless in terms of difference of value borne by it that time and now as a Rupee is devalued by more than 1000 times during the period. Moreover it belongs more to those unprivileged ones who surrendered their dues to me to live ourselves than to me or may be claimed by the one who passed this harass order from within the Company to derive more pleasure out of the action undertook with enough of thought applied.


It is therefore without an iota of doubt that the fund so withhold willfully by stopping my hard earned salary from me; belong to the Authority with much of demand who challenged my living alive or for their inability to make the kill of an well prepared Object, even though everything was withdrawn from me most forcefully, including that of our daily meals through initiation of the second Departmental Enquiry against me with strict stricture issued to allow none to represent me to prove how I remained alive without amassing wealth from unknown sources although I had no connection or dealing with any 3rd parties by virtue of the Power of the Chair I hold during the period of my employment and hence sacked me from the services from the Company with charges unproved. Also the ones either living or non living, who prefer to remain silent but enjoyed seeing the unjust action of the Company unleashed on an innocent reasonless from all over the Globe, are guiltier for remaining silent or seeing the cruelest action keep happening in front of them. Therefore the entire within the Universe including that of the Planets as well as Stars witnessing the action is guilty of seeing the horrifying injustices happening to an innocent in the front of their eyes and hence bound to face its own consequences.

Only Company can be that cruel to derives pleasures in denying monthly salary to one reasonless which was earned putting hard of the hardest labor by one for forcing one to die hungry but cannot kill the desire of ordinary other employees doing most ordinary work to undo such actions by offering their collective labor of around Rupees 15,000.00 per month for ‘well being’ of one of their colleague; which was termed otherwise by the Company to come to a wrong conclusion that that such use of sums given for disbursements are meaningless in the eye of the Company and hence I was guilty of serious misconduct to require a sacking from the Company even though no evidence of my wrong doing anywhere was available other my remaining alive which was considered telltale sign of establishing me as a most corrupt officer in the Company. This is a conclusion of an ignorant one only who can see nothing more or extra other than a dotted line in the front to know that other options are available as well, to the human beings for our living which is govern by sharing of pain between each other at the time of great difficulties like the one inflicted upon me.

Therefore, when I had decided to leave the Company to uphold the value of the humanity; I became an actual Customer of a Bank most popularly known as ICICI Bank at their Jodhpur Branch with minimum sum deposited being not much fund available with me to act otherwise which was too basically done to keep the sell proceeds from whatever I could get from selling off our personal effects before moving out to Bangalore to hide myself. However later, I had added some amounts to it; of sell proceeds from the 2 Bed Room Residential Flat I owned at Delhi but sold-off on demand of the Company to refund the loan availed to buy it being it considered fouling with Company’s laid down rule which was followed by 2 other deposits, one, that of selling a Plot at the Capital of Assam I bought most painfully during 1980’s and the next was from selling of very costly Plot at Jodhpur, Rajasthan at 1/3rd the price situated at a very special locality of high demand; by not selling it to any buyer but to surrender it to a Property Dealer which I got as a gift from a noble one whose educational cost was borne by me to make him a Post Graduate nonetheless worked as a helper in our Residence for over 5 years. We never ever considered him as a servant. The registration paper of the same, showing my name as owner was miraculously located at Bangalore within the junk papers, just through the stoke of a luck being done without my knowledge and in my absence which was duly indicated in the registration paper but circumstances forced me to sell it off at once to bear the cost of our daily requirements.

This was further strengthen by deposit of my hard earned PF; released much delayed when it lost its entire shine to the extent of feeling of guilty in using it nonetheless put to definite use to survive till date undertaking lot of pain in the heart. Being all such funds exhausted now, I am just looking for getting the sale proceed from selling my Plot at NCR Delhi owned by Govt. of UP but bought some 2 decades ago which is yet to be registered in my name even though all development works completed as well as on the expectation that Company shall kind enough to release my Gratuity soon from where I had resigned or sacked just by taking recourse to or taking guidance from the pronouncement of the verdict by the Most Esteemed Supreme Court of INDIA recently on the Subject on a similar case; to see me living my entire life.

As even my various web Sites failed to earn a penny; my best Site is yesterday gifted to NCLS.ORG.AU for their research purpose in-spite of incurring a huge cost towards Advertizing. Further, with my age as well as desire not permitting me to engage anywhere, my only hope of living further is the fulfillment of the aforesaid 2 expectations. It is however yet a puzzle to me why the Company preferred to ignore all my written Application sent on each alternate week seeking transfer of me to the field Head Quarter, Assam once the Drilling Operation at Rajasthan (RP) was over; just on the strength of a hearsay communication informed to the Company by an interested one whose integrity to the Company was considered much above the value of the Company which is behold by it; being presumed expressed by me on a casual discussion over phone. This most harass action of the Company had stopped my intense desire to take effect of remaining nearer to my Parents at their dying times In order to prove my sincerity of approach, I no doubt fulfilled my said desire of joining my duty at Duliajan, Assam even for a day leaving no cause for remorse on the part of me to remain disturbed throughout the rest of my life

Both are however yet to see the light of the day to leave me with no option other than selling off my present Residence and move to a single Bed Room House often offered to poverty ridden people living within us although our desire is outright and correct to uphold the value of the entire humanity.

This is the exact time when the ICICI Bank extended me help to avail loan against my Credit Card although it is a custom of all others engaging in similar lines to run off from the scène, to allow us to die of hunger. Even though I am a non entity if evaluated through all or any measuring of standard, the Bank never left me alone to offer the status of a Senior Citizen if by any chance I pay visits to their Branches anywhere to earn a different name for themselves in my mind and heart either to build an unbreakable relationship or for their deriving of an extra-ordinary meaning and name in doing of a Business which only a few know of or behold from all across the Globe. Accordingly ICICI Bank is that special one to me. They definitely filled up the entire gap I felt absent in the Society; I am living-in to see ourselves living still alive with lot many debts in the head.

It is somehow beyond my understanding, why they often offer an invitation to me whenever they conducts any internal meetings within the City; even desiring to share it with me at our residence even though unavailable for discussions being bed ridden for about a year following the sever rapture of my Ulcer when none escapes a death. Accordingly my best wishes shall always remain with them for their showing of such behavior to all their Customers without drawing of a differentiation between each other for whatever reason. Let good prevail over others.


(Dr.M.M.HAZARIKA, PhD)

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